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Our Legal Terms Built Around Your Account

When you open an account on bandar 99, your funds, personal data and access depend on clear legal foundations.

Account security & verificationRegional eligibility & lawData handling & retentionSupport & dispute paths
bandar 99 Our Legal Terms Built Around Your Account
GET HELP WITH LEGAL MATTERS

Reach Our Compliance & Account Team

Email Support Send account, legal or data-related questions to our compliance desk.
Live Chat — Jakarta Hours Chat with our support team Monday to Friday, 09:00–20:00 Jakarta time.
Account Settings View your legal consent record, linked payment methods and data retention status directly in…
HOW WE PROTECT YOUR RIGHTS

Data, Security and Your Account Control

Account Verification

Every new account requires ID and address verification before your first withdrawal. We match your identity against payment records so only you can access your funds and history. Verification typically completes within one business day.

Payment Segregation

Your DANA, OVO, GoPay and QRIS deposits are held in segregated trust accounts, kept separate from bandar 99 operating funds. This ensures your money stays yours even if operational conditions change.

Data Retention

We retain your account data, transactions and communication records for the duration of your account plus seven years after closure, where local law requires. You can request data deletion or amendment at any time via our compliance desk.

Withdrawal Hold Times

Withdrawals to DANA, OVO and GoPay usually clear within 2 hours. Bank transfers may take 1–3 business days. If a withdrawal is held pending verification, we notify you and explain the reason immediately.

Cookie & Tracking Policy

We use session cookies to keep you logged in and functional cookies to remember your payment method and language. Analytics cookies track your lobby behaviour anonymously to improve performance. You can disable optional cookies in your browser settings.

Contact Our Legal Team

Questions about your rights, data access or terms disputes? Email [email protected] or use the Account Help form. We respond within two business days with next steps and contact information for further escalation.

Frequently Asked Questions About Our Legal Framework

When you close your account, remaining balance is returned to your original payment method within five business days. Your account data is archived for seven years to comply with regional record-keeping rules. You can request permanent deletion after 12 months of inactivity.

Your personal data is used only for account verification, payment processing, fraud prevention and legal compliance. We do not share your data with third-party marketers. Only our internal compliance, support and payment teams have access to it.

You can update your email, phone number and address directly in your account settings. To delete personal data, submit a request via Help Centre or email [email protected]. We confirm the request within 14 business days where local law permits.

If a withdrawal is held, we send a notification explaining the reason—usually pending verification or duplicate payment detection. Contact support via chat or email to provide missing documents or clarify the issue. Most holds are resolved within 24 hours.

Deposits via DANA, OVO, GoPay and QRIS are held in segregated trust accounts separate from our operations. This means your balance remains secure and untouched by business operations. You control when to withdraw it back to your payment method.

Account eligibility depends on local law. You must be of legal age in your region and not be a resident of restricted jurisdictions. We verify your identity and location during registration. Contact support if you're unsure about your eligibility.

Verification typically completes within one business day after you upload your ID and address proof. During peak hours, it may take up to 48 hours. Once verified, you can withdraw immediately using DANA, OVO, GoPay or QRIS.